Written by:

Future Group

12 August 2026

• Dollar based administration fees reduced for all GuildSuper and Child Care Super members from $72.80 to $67.60 a year.  

• The GuildSuper and Child Care Super brands remain providing continuity for members.  

• Members will gain access to a revised MySuper LifeStage approach with four age-based options and a refreshed Choice investment menu. 

Future Group has announced its latest successor fund transfer (SFT), with the Guild Retirement Fund to move into the Smart Future Trust from 12 September 2026. 

The GuildSuper and Child Care Super brands will remain, with continuity for members and minimal disruption to the member experience. 

The SFT is the latest step in Future Group’s strategy to consolidate fund operations behind the scenes, leveraging its increasing scale to benefit members. Future Group now supports more than 400,000 members and manages approximately $14 billion in superannuation assets across its brands. 

GuildSuper and Child Care Super will continue as distinct brands focused on the pharmacy and early learning sectors respectively. 

Future Group CEO Simon Sheikh said the transaction demonstrated the benefits of the group’s continued growth. 

“As we grow, we can use that scale to reduce duplication, increase our negotiating power with service providers and continue investing in services and investment capabilities for members. 

“This latest transfer builds on the successful SFT of the Future Super Fund into the Smart Future Trust last year. It is another important step towards a simpler and more scalable structure across Future Group. 

“GuildSuper and Child Care Super will retain the brands, member relationships and industry focus that make them distinctive, while benefiting from the scale and operating capabilities of a larger structure behind the scenes.” 

Most members will see immediate benefits from the SFT, as fee changes mean that most members will pay less overall. From 12 September 2026: 

• the dollar-based administration fee will fall from $72.80 to $67.60 a year; 

• the estimated 0.02% administration cost paid from fund reserves will reduce to zero; 

• the percentage-based administration fee deducted from member accounts will increase from 0.15% to 0.16% a year; 

• the administration fee cap will increase from $800 to $1000 a year and will apply only to the percentage-based fee. 

The effect on an individual member will depend on their account balance and investment selection.  

This SFT follows the successful transfer of the Future Super Fund, the fund behind the Future Super and Verve Super brands, into the Smart Future Trust in May 2025.